The banking core behind a licensed e-money institution
Ultraledger is the fiat platform that runs Transactiz, our BNB-licensed EMI. Now we open it to fintechs, payment companies and banks — as SaaS, in your cloud, or on a license that already works.
A SaaS platform for your license, our license, or both
Start where you are today. Ultraledger grows with you — from first client to your own license.
Run your own platform
License Ultraledger as SaaS or deploy it in your private cloud. Ledger, accounts, payments, cards, compliance and apps — ready on day one, yours to brand.
Launch on our license
Go live fast through Transactiz, our EMI, with vIBANs, SEPA, SWIFT and card programmes while you build your own regulatory footprint.
Get licensed
We have taken an EMI through the BNB end to end. We bring the same playbook, policies and operating model to your EMI, PI or MiCA application.
Built by operators, not just vendors
We run a regulated EMI on this platform every day. Every control, report and workflow exists because a regulator, auditor or bank partner asked for it.
One ledger, every rail
Accounts, vIBANs, SEPA, SWIFT, FX and cards post to a single double-entry ledger with real-time balances.
Compliance in the core
KYC/KYB, screening, monitoring and safeguarding reconciliation are built in, not bolted on.
Your brand, your pace
White-label web and mobile banking, configurable products and fees, open APIs.
Bank-grade delivery
A team that has delivered for Tier-1 banks, with operations and compliance alongside yours.
Built for the way you move money
Digital banks & neobanks
Retail and SME current accounts, cards and payments under your brand.
EMIs & payment institutions
A regulator-ready core with safeguarding, reporting and AML tooling.
Crypto on/off-ramps & CASPs
Fiat accounts, vIBAN collections and payouts next to your crypto stack.
PSPs, marketplaces & platforms
Collect, hold and pay out at scale with virtual IBANs per merchant or user.
iGaming & high-volume merchants
Fast payins and payouts with risk controls built for elevated-risk flows.
Banks modernising their core
A cloud-native payments and accounts layer beside, or instead of, legacy systems.
From first call to live in weeks, not years
Discover
A working session on your model, markets and license position.
Configure
Products, fees, limits, onboarding flows and branding set up on your instance.
Integrate & test
Connect your channels and partners through our APIs and sandbox.
Go live & grow
Launch with our operations and compliance team alongside yours.
Trusted where it matters most
Transactiz
Transactiz, a Bulgarian EMI licensed by the BNB, runs its accounts, virtual IBANs, SEPA payments and card programmes on Ultraledger.
Nedbank UK
A SaaS core banking and payments pilot for Nedbank UK is in preparation. More to share soon.
Launch faster on infrastructure that is already regulated
Tell us what you are building. We will show you the platform live and map your path to market.